A summary of investment and asset management performance for January 2026.
This report uses an exchange rate of $0.00646/yen (equivalent to 154.7 yen/$).
The figures shown are current as of the time of writing. Depending on when you read this, some numbers may have changed significantly.
Table of Contents(目次)
January 2026 Investment Results and Asset Growth
The chart below illustrates the changes in my total assets over time. The rightmost point represents my assets at the end of January 2026, which totaled 55.35 million yen (approximately $357.83K).
The month-over-month change in assets in Japanese yen terms was +0.89%.
My February 2026 Asset Allocation (Portfolio Breakdown)
As of February 1, my portfolio consists of the following asset classes:
- Cash
- Japanese Stocks
- U.S. Stocks (BRK-B)
- U.S. ETFs (HDV, SPYD, VYM)
- Mutual Funds (S&P 500, ACWI, Nikkei 225, TOPIX)
My total assets amount to 55,355,990 yen. I do not engage in margin trading and hold only cash (non-leveraged) positions.
In addition, I am currently holding a relatively large amount of cash. This is because there is a possibility that I may change jobs and relocate in June. While the cost of living in Japan is lower compared to many Western countries, achieving FIRE with my current level of assets would still be difficult. Therefore, I need to continue generating returns from stocks while also increasing my earned income from work. To do so, I must always consider opportunities to move to a company that offers even a slightly higher salary.
For an explanation of each column in the asset table, please refer to the article “June 2025 Results [Asset Trends Disclosure]”.
![June 2025 Results [Asset Trends Disclosure]](https://financial-textbook.com/wp-content/uploads/2025/06/eyecatch_126-150x150.webp)
Lastly
Overall, I was able to close out January on a solid note. This year as well, I hope to generate a profit of 10 million yen (approximately $64,640), just as I did last year and the year before.
