Privacy Policy

This document is an English translation of an original document in Japanese. If there is any discrepancy between this translation and the original document, the latter shall prevail legally.

The Administrator of this website (https://financial-textbook.com) (hereinafter referred to as the "Administrator") has established the following privacy policy (hereinafter referred to as the "Policy") regarding the handling of user information, including personal information, for the services provided by the Administrator (hereinafter referred to as the "Services").

1. User information to be collected and collection method

For this Policy, "User Information" shall mean information about the identification of the user, the history of activities on the Communication Services, and other information generated or accumulated in connection with the user or the user's terminal, which is collected by the Administrator by this Policy.
User Information collected by the Administrator for the service and the purposes for which it is used are as follows.

1. The following information is requested from the user to use the service or through the use of the service.
   • Information entered or transmitted by the user through input forms or other methods determined by the Administrator.

2. Purpose of Use

The specific purposes of using user information related to the service provision are as follows.

1. To provide, maintain, protect, and improve the service, such as acceptance of registration, identification, user authentication, recording of user preferences, and spam detection.
2. To provide information on this service and to respond to inquiries, etc.
3. To respond to acts that violate the terms, policies, etc. (hereinafter referred to as the "Terms, etc.") of the Administrator regarding the service.
4. To notify you of changes to the Terms of Service, etc.

3. Method of Notification, Publication or Obtaining Consent, and Request for Suspension of Use

3-1 A user may request the discontinuation of the collection or use of all or part of the user information by making the prescribed settings or application for the service. In such case, the Administrator will promptly discontinue using the user information by the Administrator's stipulations.

In addition, since the collection or use of certain items of user information is a prerequisite for the service, the Administrator will stop the collection or use of such information only after the user has made a commitment not to use the service and has taken the prescribed procedures, such as canceling their membership.

4. Existence of External Transmission, Provision to Third Parties, and Information Collection Modules

4-1 In this Service, the following partners (services) may store cookies on the user's terminal and use them to store and use user information. The Administrator shall not be held responsible for any damage caused by the use of these services.

Google Analytics, Google Search Console, reCAPTCHA, Google Ads
Google Terms of Use
Google Privacy Policy

Amazon Associates
As an Amazon associate, financial-textbook.com receives revenue from qualified sales.
Amazon.com Privacy Notice

A8.net
financial-textbook.com receives advertising revenue from A8.net.
FAN Communications, Inc. (Operator of A8.net) Privacy Policy [Japanese]

4-2 Articles on this service may contain embedded content (videos, images, articles, advertisements, etc.).Embedded content from other websites works in the same way as if the visitor had visited other websites. These websites may collect data about you and use cookies. Please refer to the privacy policy of each content service for more information. Please note that the Administrator is not responsible for any damage caused by the use of the services of other websites.

5. Provision to Third Parties

The Administrator will not provide personal information among user information to third parties (including parties located outside of Japan) without the user's prior consent.
However, this shall not apply to the following cases where there is a need to provide personal information to a third party (including parties located outside of Japan)

1. When the Administrator outsources all or part of handling personal information within the scope necessary to achieve the purpose of use.
2. When personal information is provided as a result of the succession of business due to merger or other reasons.
3. When personal information is provided to a business partner or information collection module provider by the provisions of Section 4.
4. Cases in which the provision of personal information is necessary to cooperate with a national agency, a local government, or an individual or entity entrusted by either a national agency or local government to execute affairs prescribed by law and in which obtaining user consent may impede the execution of such affairs.
5. Other cases permitted by the Act on the Protection of Personal Information (hereinafter referred to as "Personal Information Protection Law") and other laws and regulations.
6. Disclosure of Personal Information.

When a user requests disclosure of personal information by the provisions of the Personal Information Protection Law, the Administrator shall confirm that the user makes the request and disclose the information to the user without delay (if the relevant personal information does not exist, the Administrator shall notify the user to that effect). However, this does not apply to cases where the Administrator is not obligated to disclose the information under the Personal Information Protection Law or other laws and regulations. Please note that a fee (50,000 yen per case plus consumption tax and attorney's fees) will be charged for disclosing personal information.

7. Correction and Suspension of Use of Personal Information

7-1 If a user makes any of the following requests, the Administrator will, after confirming that the user makes the request, conduct the necessary investigation without delay, correct or suspend the use of the personal information based on the results, and notify the user to that effect.
(1) When the correction of personal information is requested by the provisions of the Personal Information Protection Law because the information is untrue, AND (2) When a request is made to suspend the use of personal information by the provisions of the Personal Information Protection Law because the information has been handled for purposes beyond the scope of the purposes of use publicly announced in advance or that the information has been collected through deception or other wrongful means.
If the Adminisorator decides not to correct or suspend the use of the information, the Adminisorator will notify the user to that effect.

7-2 If the Administrator receives a request from a user to erase the user's personal information, and if the Administrator deems it necessary to comply with the request, the Administrator will erase the personal data after confirming that the user makes the request and will notify the user to that effect.

7-3 The provisions of 7-1 and 7-2 do not apply to cases in which the Administrator is not obligated to make corrections, etc., or suspend use under the Personal Information Protection Law or other laws and regulations.

8. Privacy Policy Modification Procedures

The Administrator may change this Policy as necessary, and such changes shall become effective when posted on the website. However, in the event of a change to this policy that requires the user's consent under the law, the changed policy shall apply only to those users who have agreed to the difference in the manner prescribed by the Administrator. In the event of any changes to this Policy, the Administrator will notify users of such changes by displaying the revised Policy on the Administrator's website or by any other appropriate means.

9. Contact information

If you have any questions regarding this policy, please contact the contact point on the "Contact Us" page.

Establishment and Revisions

• Established November 7, 2023